Credit Appraisal

Bert van Manen assists bankers and managers of loan funds in credit appraisal and loan structuring.

In Kazakhstan, Bert worked with seven private banks throughout the country to prepare loan requests for a World Bank credit line for agricultural development. Loans were made to private farms (both family farms and large-scale farm enterprises), agro-services and agro-processing industries. Training workshops were held for credit officers and agricultural advisors in Almaty, Astana, Pavlodar, Kustanay, Petropavlovsk, Uralsk, Ust-Kamenogorsk, and Shymkent. (Six missions 2000/01, followed by cyber-support in 2002).

In Kyrgyzstan, Bert worked with the 'Kyrgyz Agricultural Finance Corporation' to prepare loan requests for an ADB credit line for agricultural development. Loans were made to family farms, agricultural enterprises and processing industries. Training workshops were held for credit officers. (August / Sept 2001, Feb / Mar and May / June 2002).

In Montenegro, Bert performed a due diligence of seven dairy factories that had applied for EU financing for factory modernisation and vehicles (2001/02).

In Guinea-Bissau, Bert took part in the credit committee for the SMI small loans fund (1994).

In the Netherlands, Bert regularly participated in the IntEnt credit committee, deciding on loan guarantees to migrants wishing to establish a business in their country of origin (2000 to 2010).

In Rwanda, Bert worked with two banks to strengthen their credit and risk management. This included loan review, the development of a credit rating method, management of balance sheet risks, and the development of a risk management policy (2009/11).

Other services: Turnaround, Business Support, Banking, Institutional, Training, Project Cycle, Policy.

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